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No matter what type of loan you need, we're with you every step of the way.
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The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
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REFINANCING is easy with our professionals' help.
Fresno & Fresno County VA Mortgage Loans
Welcome to the official site of L.O.A.N. Services, Inc. We are a full service mortgage company based in Fresno. We specialize in VA Mortgage Loans in Fresno & Fresno County. We also serve the surrounding cities such as Clovis, Madera, Kerman, Sanger, Selma, Reedly, Kingsburg, Hanford, and Lemoore. Whether you are buying a home or refinancing in any of these zip codes 93711, 93720, or 93612, we can help you realize your dream of home ownership or save money when getting your new lower monthly payment.
Contact Brandon Humrick at L.O.A.N. Services, Inc. today to discuss your options, and find out which program will best suit your needs.
Recent Articles
Apr
23
2026
23
2026
You’re Not Just Buying a Home—You’re Locking in a Financial Advantage
When most people think about a 30-year fixed mortgage, they focus on the rate. Is it high? Is it low? Should they wait? But that framing misses the bigger picture entirely. When you lock in a fixed-rate mortgage, you’re not just buying a home—you’re making a long-term...
When most people think about a 30-year fixed mortgage, they focus on the rate. Is it high? Is it low? Should they wait? But that framing misses the bigger picture entirely. When you lock in a fixed-rate mortgage, you’re not just buying a home—you’re making a long-term...
Apr
20
2026
20
2026
HELOC vs. Cash-Out Refinance: It’s Not About the Product—It’s About the Timing
When homeowners need access to cash, two options usually rise to the top: a HELOC or a cash-out refinance. On the surface, they solve the same problem. But how—and when—you use each one can make a meaningful difference in your financial outcome. The Case for a HELOC:...
When homeowners need access to cash, two options usually rise to the top: a HELOC or a cash-out refinance. On the surface, they solve the same problem. But how—and when—you use each one can make a meaningful difference in your financial outcome. The Case for a HELOC:...
Apr
01
2026
01
2026
Your Equity Is Doing Nothing — Here’s How Smart Homeowners Use It
Most homeowners think of home equity as something that just sits there—a number on a statement, growing quietly over time. But experienced homeowners and investors treat equity very differently. To them, it’s not passive. It’s a financial tool—one that can...
Most homeowners think of home equity as something that just sits there—a number on a statement, growing quietly over time. But experienced homeowners and investors treat equity very differently. To them, it’s not passive. It’s a financial tool—one that can...
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Mar
19
2026
19
2026
Smart Buyers Can Benefit When Rates Rise
Every headline seems to say the same thing: rates are up, so it’s a bad time to buy. But that’s only looking at one piece of the equation. Real estate has always been about timing, strategy, and opportunity — and in many ways, a "high-rate market "might be...
Every headline seems to say the same thing: rates are up, so it’s a bad time to buy. But that’s only looking at one piece of the equation. Real estate has always been about timing, strategy, and opportunity — and in many ways, a "high-rate market "might be...
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